Most real estate investors qualify if they meet these guidelines:
✔ Credit scores starting around 600 ✔ Rental income can qualify (DSCR loans) ✔ No tax returns required for many programs ✔ LLC ownership allowed ✔ Short-term rentals allowed in many cases ✔ Loans from $100K to $10M ✔ First-time investors welcome
Qualify using rental income, alternative documentation, or business cash flow — no tax returns required for many programs.
Most investors receive an initial eligibility review within 24 hours.
Rental Income • Self-Employed • LLC Ownership • Short-Term Rentals OK
Pre-qualification takes less than 60 seconds and does not impact your credit
Work directly with a Non-QM & investor specialist — not a call center.
Same-day updates, clear answers, and realistic expectations from day one
DSCR, Bank Statement, 1099, P&L, and asset-based loans built for real estate investors.
✅ Pre-Qualification in MinutesQuick review to confirm eligibility before full application — no obligation. | 📊 Flexible Income DocumentationQualify using rental cash flow (DSCR), bank statements, 1099s, P&L, or assets. |
🏢 Investor & LLC FriendlyFinance non-owner-occupied properties and close in an LLC or personal name. | ⏱ Fast Turn TimesInitial answers in as little as 24–48 hours once documents are received. |
Monday - Friday 9 a.m. - 5 p.m.
Saturday - By Appointment.
26395 JEFFERSON AVE #E
MURRIETA, CA 92562
Important Information & Disclosures:
Omni-Fund, Inc. is a licensed mortgage broker. Company NMLS #4869 | Individual NMLS #336849 | Company CA DRE #01430833 | Individual CA DRE #01425465. For licensing information, please visit www.nmlsconsumeraccess.org
Omni-Fund, Inc. does not make credit decisions. This is not a commitment to lend. All loan programs, rates, terms, and conditions are subject to credit approval, underwriting guidelines, property eligibility, and investor program requirements.
Non-QM (Non-Qualified Mortgage) programs are primarily designed for real estate investors and may require documentation of income, assets, reserves, and/or property cash flow. Certain programs may not require traditional tax return documentation but may require alternative documentation such as bank statements, 1099s, rental income analysis, or other qualifying methods. Not all applicants will qualify.
Rates, fees, and program availability are subject to change without notice and may vary based on credit profile, loan amount, property type, occupancy status, and market conditions.
This advertisement is intended for investment property financing unless otherwise stated.
Equal Housing Opportunity..