Omni Fund logo
Call or Text Us Today: 619-993-1467

DSCR Investor Loans Qualify Using Rental Income — No Tax Returns Required

Get Pre-Qualified in 60 Seconds  

Do You Qualify for an Investor Loan?

Most real estate investors qualify if they meet these guidelines:

✔ Credit scores starting around 600 ✔ Rental income can qualify (DSCR loans) ✔ No tax returns required for many programs ✔ LLC ownership allowed ✔ Short-term rentals allowed in many cases ✔ Loans from $100K to $10M ✔ First-time investors welcome

✔ DSCR loans using rental income 

✔ No tax returns required 

✔ Close in LLC or personal name 

✔ 600+ FICO options 

✔ Loans from $100K – $10M 

✔ Approvals in 24–48 hours 

✔ Qualify using rental income — no personal income required

Get Pre-Qualified for an Investor Loan in 60 Seconds

Flexible investor financing for real estate investors.

  • Qualify using rental income, alternative documentation, or business cash flow — no tax returns required for many programs.

    Most investors receive an initial eligibility review within 24 hours.

    Rental Income • Self-Employed • LLC Ownership • Short-Term Rentals OK

    Pre-qualification takes less than 60 seconds and does not impact your credit


Begin Your Investor Loan Pre-Qualification Today

Dedicated Investor Loan Advisor

  Work directly with a Non-QM & investor specialist — not a call center.   

  Fast, Straightforward Communication

Same-day updates, clear answers, and realistic expectations from day one  

  Investor-Focused Loan Programs

DSCR, Bank Statement, 1099, P&L, and asset-based loans built for real estate investors.   

  👉 Ready to see your options? Get pre-qualified in minutes.

The Right Tools to Help You Every Step of the Way

Pre-Qualification in Minutes

Quick review to confirm eligibility before full application — no obligation.

📊 Flexible Income Documentation

Qualify using rental cash flow (DSCR), bank statements, 1099s, P&L, or assets.

🏢 Investor & LLC Friendly

Finance non-owner-occupied properties and close in an LLC or personal name.

Fast Turn Times

Initial answers in as little as 24–48 hours once documents are received.

 Investment-purpose loans only. All loans subject to underwriting and program guidelines. Not all applicants will qualify.

Have Questions About a Non-QM Investor Loan? We’re Here to Help

Monday - Friday 9 a.m. - 5 p.m.
Saturday - By Appointment.

26395 JEFFERSON AVE #E
MURRIETA, CA 92562


Important Information & Disclosures:
Omni-Fund, Inc. is a licensed mortgage broker. Company NMLS #4869 | Individual NMLS #336849 | Company CA DRE #01430833 | Individual CA DRE #01425465. For licensing information, please visit www.nmlsconsumeraccess.org

Omni-Fund, Inc. does not make credit decisions. This is not a commitment to lend. All loan programs, rates, terms, and conditions are subject to credit approval, underwriting guidelines, property eligibility, and investor program requirements.

Non-QM (Non-Qualified Mortgage) programs are primarily designed for real estate investors and may require documentation of income, assets, reserves, and/or property cash flow. Certain programs may not require traditional tax return documentation but may require alternative documentation such as bank statements, 1099s, rental income analysis, or other qualifying methods. Not all applicants will qualify.

Rates, fees, and program availability are subject to change without notice and may vary based on credit profile, loan amount, property type, occupancy status, and market conditions.

This advertisement is intended for investment property financing unless otherwise stated.

Equal Housing Opportunity..